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IDEAL OPTION FOR: Larger families with one or two young children

The Optimum option offers quality traditional healthcare cover with the added feature of a medical savings account. Ideally suited to larger or more mature families who are looking for more generous cover and the freedom of choice when it comes to their day-to-day healthcare needs, the Optimum option offers some of the industry’s most comprehensive benefits at highly competitive premiums. 

  1. Unlimited hospitalisation at any private hospital

  2. A generous Medical Savings Account for your family’s day-to-day needs

  3. A unique Benefit Booster™ that takes your day-to-day benefits from impressive to the best in its category

  4. Extensive chronic disease cover including 35 conditions and biological entities

  5. Comprehensive preventative care benefits to help you and your loved ones take proactive care of your health

  6. Excellent maternity benefits including 10 prenatal midwife visits, 3 scans and antenatal classes

  7. Extended cover for investigative and surgical procedures done in consulting rooms (covered at 200% of Scheme rate)